Deepen merchant relationships
Strengthen relationships with existing merchants by enabling real-time³ money movement to eligible debit cards, whenever they want, even outside of traditional banking hours.
Access the growing disbursements and global money movement market. Visa Direct1 lets acquirers, banks, fintechs and other partners offer a single connection2 to billions of endpoints globally.
Strengthen relationships with existing merchants by enabling real-time³ money movement to eligible debit cards, whenever they want, even outside of traditional banking hours.
Capture revenue by providing a range of disbursement and money movement use cases⁶ to your clients and expanding reach to over 180 countries.
Create new client relationships by becoming the gateway to the Visa network for many types of businesses, including corporate payers, commercial banks, and fintechs.
Choose the right programme for your organisation by adding Visa Direct Value-Added Services including: foreign exchange (FX), reporting and settlement, risk and compliance, and more.
Clients can serve new markets with the Payouts Application Programming Interface (API) – enabling them to move money to 180+ countries via card and account rails.
By delivering to both cards and accounts and serving a variety of use cases via Visa Direct, you can pursue new revenue opportunities and deepen client relationships.
We are a single point of access² to 16 card, 65 ACH, and 7 RTP schemes⁷ through the Payouts API.
Visa Direct is built on the Visa Network and our trusted ecosystem of partners help banks achieve their desired levels of security, monitor risk, and manage compliance.
Visa Direct use cases have the potential to generate convenience fees for real-time³ or cross-border payments.
Delight your clients and end users with options to send and receive money to over 5 billion endpoints in 180+ countries and 160 currencies.
Join hundreds of tech companies providing Visa Direct solutions for peer-to-peer (P2P), cross-border payments, consumer and business disbursements, financial services, cryptocurrency platforms and more.⁶
When eligible Visa Debit cardholders receive push-to-card transactions, they can access funds in 30 minutes or less.³
According to a recent Visa study, transaction activity and volume increased by 55% when debit card users received real-time³ push-to-card payments via Visa Direct.⁴
Visa manages a multi-layered system of controls and tools that clients can use to help mitigate fraud and compliance risk.
Issuers can provide a real-time³ P2P push-to-card payment experience within their existing branded platform.
It has really energised our business and merchants’ business. The number of [push-to-card transactions] has increased by about 5% each month since we launched in February 2018, which is shocking. And that’s every merchant.
– Manoj Verma, Chief Revenue Officer (CRO) and Co-Founder, TabaPay
As the insurance industry moves to a more customer-centric model with faster settlement of high-volume, low-dollar claims, our platform and Visa Direct are being recognised by many in the industry as the best way forward.
— Mike Long, Prefer Pay Product Manager, Commerce Bank
Discover how Visa Direct helps eliminate the need to manage multiple ACH or RTP schemes.
Visa Direct supports money movement around the world, while helping to meet the security, risk, and compliance needs of our clients and partners.